Call reports 2025
FARMERS AND MERCHANTS BANK, THE — 2025
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 135,461,000 | 133,279,000 | 130,309,000 | 133,594,000 |
| Total loans | 78,755,000 | 79,824,000 | 80,255,000 | 81,021,000 |
| Allowance for loan losses | 1,648,000 | 1,687,000 | 1,731,000 | 1,685,000 |
| Securities available for sale | 36,194,000 | 35,781,000 | 36,586,000 | 37,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,919,000 | 114,538,000 | 110,939,000 | 114,211,000 |
| Interest-bearing deposits | 80,442,000 | 79,853,000 | 76,831,000 | 80,398,000 |
| Noninterest-bearing deposits | 36,477,000 | 34,685,000 | 34,108,000 | 33,813,000 |
| Equity capital | 18,212,000 | 18,482,000 | 19,095,000 | 19,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,464,000 | 5,133,000 | 6,852,000 |
| Interest expense | 352,000 | 660,000 | 943,000 | 1,223,000 |
| Net interest income | 1,289,000 | 2,804,000 | 4,190,000 | 5,629,000 |
| Noninterest income | 75,000 | 146,000 | 202,000 | 268,000 |
| Noninterest expense | 892,000 | 1,811,000 | 2,808,000 | 3,741,000 |
| Provision for loan losses | 104,000 | 210,000 | 315,000 | 350,000 |
| Pretax income | 368,000 | 929,000 | 1,269,000 | 1,806,000 |
| Income tax | 67,000 | 174,000 | 236,000 | 338,000 |
| Net income | 301,000 | 755,000 | 1,033,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,320,000 | 19,501,000 | 19,779,000 | 19,737,000 |