Call reports 2017
FARMERS AND MERCHANTS BANK, THE — 2017
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,216,000 | 111,677,000 | 113,050,000 | 112,480,000 |
| Total loans | 81,571,000 | 81,815,000 | 80,814,000 | 82,121,000 |
| Allowance for loan losses | 738,000 | 805,000 | 819,000 | 903,000 |
| Securities available for sale | 19,925,000 | 19,798,000 | 20,689,000 | 19,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,436,000 | 96,725,000 | 97,838,000 | 97,656,000 |
| Interest-bearing deposits | 74,907,000 | 74,998,000 | 75,211,000 | 75,060,000 |
| Noninterest-bearing deposits | 21,529,000 | 21,727,000 | 22,627,000 | 22,596,000 |
| Equity capital | 14,525,000 | 14,712,000 | 15,022,000 | 14,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,750,000 | 4,121,000 | 5,471,000 |
| Interest expense | 65,000 | 132,000 | 200,000 | 267,000 |
| Net interest income | 1,316,000 | 2,618,000 | 3,921,000 | 5,204,000 |
| Noninterest income | 72,000 | 127,000 | 190,000 | 213,000 |
| Noninterest expense | 843,000 | 1,665,000 | 2,510,000 | 3,342,000 |
| Provision for loan losses | 25,000 | 75,000 | 150,000 | 350,000 |
| Pretax income | 520,000 | 1,003,000 | 1,449,000 | 1,723,000 |
| Income tax | 156,000 | 285,000 | 413,000 | 492,000 |
| Net income | 364,000 | 718,000 | 1,036,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,639,000 | 14,739,000 | 15,058,000 | 14,847,000 |
| Total capital | 15,377,000 | 15,544,000 | 15,877,000 | 15,724,000 |
| Risk-weighted assets | 70,462,000 | 70,261,000 | 69,994,000 | 70,138,000 |