Call reports 2016
FARMERS AND MERCHANTS BANK, THE — 2016
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,666,000 | 109,460,000 | 109,820,000 | 108,485,000 |
| Total loans | 77,827,000 | 78,682,000 | 80,515,000 | 81,141,000 |
| Allowance for loan losses | 841,000 | 801,000 | 745,000 | 824,000 |
| Securities available for sale | 24,822,000 | 24,152,000 | 22,147,000 | 19,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,507,000 | 91,768,000 | 93,910,000 | 94,237,000 |
| Interest-bearing deposits | 69,548,000 | 70,431,000 | 72,540,000 | 73,889,000 |
| Noninterest-bearing deposits | 21,959,000 | 21,337,000 | 21,370,000 | 20,348,000 |
| Equity capital | 14,165,000 | 14,256,000 | 14,632,000 | 14,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,707,000 | 4,125,000 | 5,486,000 |
| Interest expense | 56,000 | 118,000 | 188,000 | 258,000 |
| Net interest income | 1,305,000 | 2,589,000 | 3,937,000 | 5,228,000 |
| Noninterest income | 73,000 | 147,000 | 226,000 | 289,000 |
| Noninterest expense | 768,000 | 1,578,000 | 2,363,000 | 3,123,000 |
| Provision for loan losses | 0 | 185,000 | 245,000 | 550,000 |
| Pretax income | 610,000 | 973,000 | 1,562,000 | 1,847,000 |
| Income tax | 176,000 | 269,000 | 430,000 | 496,000 |
| Net income | 434,000 | 704,000 | 1,132,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,045,000 | 14,061,000 | 14,490,000 | 14,275,000 |
| Total capital | 14,886,000 | 14,862,000 | 15,235,000 | 15,099,000 |
| Risk-weighted assets | 68,582,000 | 68,581,000 | 70,264,000 | 70,161,000 |