Call reports 2015
FARMERS AND MERCHANTS BANK, THE — 2015
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,094,000 | 105,435,000 | 107,563,000 | 108,350,000 |
| Total loans | 72,642,000 | 72,486,000 | 75,794,000 | 77,411,000 |
| Allowance for loan losses | 725,000 | 662,000 | 700,000 | 837,000 |
| Securities available for sale | 26,055,000 | 26,017,000 | 25,514,000 | 24,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,246,000 | 89,118,000 | 91,852,000 | 91,411,000 |
| Interest-bearing deposits | 73,046,000 | 69,649,000 | 70,383,000 | 69,530,000 |
| Noninterest-bearing deposits | 20,200,000 | 19,469,000 | 21,469,000 | 21,881,000 |
| Equity capital | 13,437,000 | 13,508,000 | 13,853,000 | 13,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,672,000 | 4,023,000 | 5,373,000 |
| Interest expense | 62,000 | 121,000 | 181,000 | 238,000 |
| Net interest income | 1,273,000 | 2,551,000 | 3,842,000 | 5,135,000 |
| Noninterest income | 691,000 | 760,000 | 837,000 | 910,000 |
| Noninterest expense | 733,000 | 1,492,000 | 2,292,000 | 3,054,000 |
| Provision for loan losses | 100,000 | 100,000 | 265,000 | 465,000 |
| Pretax income | 1,131,000 | 1,719,000 | 2,122,000 | 2,526,000 |
| Income tax | 143,000 | 311,000 | 414,000 | 521,000 |
| Net income | 988,000 | 1,408,000 | 1,708,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,282,000 | 13,448,000 | 13,749,000 | 13,612,000 |
| Total capital | 14,007,000 | 14,110,000 | 14,449,000 | 14,449,000 |
| Risk-weighted assets | 65,887,000 | 65,665,000 | 67,512,000 | 68,192,000 |