Call reports 2013
FARMERS AND MERCHANTS BANK, THE — 2013
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,586,000 | 97,755,000 | 101,252,000 | 98,805,000 |
| Total loans | 60,901,000 | 61,467,000 | 64,249,000 | 65,137,000 |
| Allowance for loan losses | 1,073,000 | 1,021,000 | 703,000 | 752,000 |
| Securities available for sale | 26,332,000 | 30,243,000 | 30,220,000 | 28,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,391,000 | 86,889,000 | 86,933,000 | 87,117,000 |
| Interest-bearing deposits | 67,931,000 | 67,335,000 | 67,189,000 | 66,642,000 |
| Noninterest-bearing deposits | 20,460,000 | 19,554,000 | 19,744,000 | 20,475,000 |
| Equity capital | 10,977,000 | 10,640,000 | 11,046,000 | 11,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,502,000 | 3,767,000 | 5,038,000 |
| Interest expense | 117,000 | 218,000 | 317,000 | 407,000 |
| Net interest income | 1,116,000 | 2,284,000 | 3,450,000 | 4,631,000 |
| Noninterest income | 56,000 | 90,000 | 158,000 | 217,000 |
| Noninterest expense | 650,000 | 1,294,000 | 1,970,000 | 2,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 522,000 | 1,080,000 | 1,638,000 | 2,058,000 |
| Income tax | 162,000 | 326,000 | 493,000 | 615,000 |
| Net income | 360,000 | 754,000 | 1,145,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,622,000 | 10,762,000 | 11,153,000 | 11,198,000 |
| Total capital | 11,341,000 | 11,486,000 | 11,856,000 | 11,936,000 |
| Risk-weighted assets | 57,124,000 | 57,560,000 | 60,668,000 | 59,082,000 |