Call reports 2012
FARMERS AND MERCHANTS BANK, THE — 2012
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,123,000 | 88,681,000 | 90,088,000 | 101,156,000 |
| Total loans | 60,952,000 | 61,874,000 | 62,462,000 | 61,068,000 |
| Allowance for loan losses | 1,273,000 | 1,294,000 | 1,177,000 | 1,082,000 |
| Securities available for sale | 14,159,000 | 19,339,000 | 21,250,000 | 23,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,810,000 | 78,261,000 | 79,223,000 | 90,286,000 |
| Interest-bearing deposits | 59,445,000 | 62,053,000 | 63,342,000 | 69,519,000 |
| Noninterest-bearing deposits | 13,365,000 | 16,208,000 | 15,881,000 | 20,767,000 |
| Equity capital | 10,009,000 | 10,150,000 | 10,540,000 | 10,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,435,000 | 3,671,000 | 4,937,000 |
| Interest expense | 174,000 | 343,000 | 500,000 | 645,000 |
| Net interest income | 1,040,000 | 2,092,000 | 3,171,000 | 4,292,000 |
| Noninterest income | 314,000 | 367,000 | 430,000 | 490,000 |
| Noninterest expense | 625,000 | 1,257,000 | 1,933,000 | 2,550,000 |
| Provision for loan losses | 274,000 | 274,000 | 274,000 | 274,000 |
| Pretax income | 463,000 | 936,000 | 1,407,000 | 1,971,000 |
| Income tax | 142,000 | 286,000 | 430,000 | 601,000 |
| Net income | 321,000 | 650,000 | 977,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,721,000 | 9,796,000 | 10,124,000 | 10,263,000 |
| Total capital | 10,373,000 | 10,485,000 | 10,820,000 | 10,977,000 |
| Risk-weighted assets | 52,688,000 | 54,485,000 | 55,254,000 | 56,783,000 |