Call reports 2009
FARMERS AND MERCHANTS BANK, THE — 2009
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,007,000 | 73,423,000 | 74,433,000 | 72,581,000 |
| Total loans | 55,667,000 | 56,409,000 | 57,591,000 | 58,196,000 |
| Allowance for loan losses | 705,000 | 748,000 | 789,000 | 805,000 |
| Securities available for sale | 0 | 11,019,000 | 11,285,000 | 10,125,000 |
| Securities held to maturity | 9,794,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,301,000 | 64,576,000 | 65,345,000 | 63,679,000 |
| Interest-bearing deposits | 52,815,000 | 54,639,000 | 55,741,000 | 53,367,000 |
| Noninterest-bearing deposits | 9,486,000 | 9,937,000 | 9,604,000 | 10,312,000 |
| Equity capital | 8,328,000 | 8,449,000 | 8,700,000 | 8,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,245,000 | 3,350,000 | 4,499,000 |
| Interest expense | 306,000 | 609,000 | 911,000 | 1,196,000 |
| Net interest income | 815,000 | 1,636,000 | 2,439,000 | 3,303,000 |
| Noninterest income | 46,000 | 109,000 | 169,000 | 190,000 |
| Noninterest expense | 529,000 | 1,104,000 | 1,692,000 | 2,339,000 |
| Provision for loan losses | 96,000 | 173,000 | 368,000 | 443,000 |
| Pretax income | 236,000 | 468,000 | 548,000 | 711,000 |
| Income tax | 58,000 | 117,000 | 123,000 | 158,000 |
| Net income | 178,000 | 351,000 | 425,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,328,000 | 8,332,000 | 8,405,000 | 8,364,000 |
| Total capital | 8,932,000 | 8,943,000 | 9,028,000 | 8,990,000 |
| Risk-weighted assets | 48,193,000 | 48,693,000 | 49,683,000 | 49,865,000 |