Call reports 2006
FARMERS AND MERCHANTS BANK, THE — 2006
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,623,000 | 58,996,000 | 59,829,000 | 59,581,000 |
| Total loans | 35,575,000 | 37,127,000 | 38,698,000 | 39,525,000 |
| Allowance for loan losses | 455,000 | 459,000 | 485,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,635,000 | 11,601,000 | 12,254,000 | 13,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,942,000 | 51,331,000 | 52,013,000 | 52,039,000 |
| Interest-bearing deposits | 43,600,000 | 41,684,000 | 42,805,000 | 42,016,000 |
| Noninterest-bearing deposits | 9,342,000 | 9,647,000 | 9,208,000 | 10,023,000 |
| Equity capital | 7,440,000 | 7,408,000 | 7,562,000 | 7,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,777,000 | 2,696,000 | 3,617,000 |
| Interest expense | 165,000 | 376,000 | 612,000 | 860,000 |
| Net interest income | 701,000 | 1,401,000 | 2,084,000 | 2,757,000 |
| Noninterest income | 56,000 | 112,000 | 162,000 | 214,000 |
| Noninterest expense | 506,000 | 957,000 | 1,461,000 | 1,974,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 236,000 | 526,000 | 740,000 | 937,000 |
| Income tax | 72,000 | 154,000 | 213,000 | 267,000 |
| Net income | 164,000 | 372,000 | 527,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,440,000 | 7,408,000 | 7,562,000 | 7,255,000 |
| Total capital | 7,853,000 | 7,835,000 | 7,999,000 | 7,699,000 |
| Risk-weighted assets | 33,018,000 | 34,091,000 | 34,923,000 | 35,476,000 |