Call reports 2001
FARMERS AND MERCHANTS BANK, THE — 2001
What FARMERS AND MERCHANTS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,766,000 | 59,059,000 | 61,090,000 | 61,028,000 |
| Total loans | 37,425,000 | 37,782,000 | 37,932,000 | 37,480,000 |
| Allowance for loan losses | 490,000 | 486,000 | 504,000 | 515,000 |
| Securities available for sale | 411,000 | 200,000 | 0 | 0 |
| Securities held to maturity | 8,203,000 | 7,937,000 | 8,404,000 | 9,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,482,000 | 50,882,000 | 52,619,000 | 53,100,000 |
| Interest-bearing deposits | 43,513,000 | 42,859,000 | 44,568,000 | 44,242,000 |
| Noninterest-bearing deposits | 7,969,000 | 8,023,000 | 8,051,000 | 8,858,000 |
| Equity capital | 7,869,000 | 7,852,000 | 8,050,000 | 7,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,236,000 | 3,313,000 | 4,335,000 |
| Interest expense | 370,000 | 745,000 | 1,115,000 | 1,457,000 |
| Net interest income | 752,000 | 1,491,000 | 2,198,000 | 2,878,000 |
| Noninterest income | 35,000 | 71,000 | 116,000 | 164,000 |
| Noninterest expense | 452,000 | 895,000 | 1,359,000 | 1,844,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 75,000 |
| Pretax income | 313,000 | 622,000 | 887,000 | 1,126,000 |
| Income tax | 92,000 | 186,000 | 254,000 | 321,000 |
| Net income | 221,000 | 436,000 | 633,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,862,000 | 7,852,000 | 8,050,000 | 7,660,000 |
| Total capital | 8,276,000 | 8,261,000 | 8,469,000 | 8,077,000 |
| Risk-weighted assets | 32,578,000 | 32,879,000 | 33,405,000 | 33,301,000 |