Call reports 2025
BANK47 — 2025
What BANK47 reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 71,276,000 | 69,284,000 | 79,710,000 | 83,394,000 |
| Total loans | 30,652,000 | 39,001,000 | 38,326,000 | 42,540,000 |
| Allowance for loan losses | 964,000 | 1,063,000 | 1,148,000 | 1,400,000 |
| Securities available for sale | 19,659,000 | 19,541,000 | 19,790,000 | 19,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,821,000 | 60,459,000 | 69,916,000 | 74,506,000 |
| Interest-bearing deposits | 51,572,000 | 51,067,000 | 58,473,000 | 62,740,000 |
| Noninterest-bearing deposits | 10,249,000 | 9,392,000 | 11,443,000 | 11,766,000 |
| Equity capital | 8,684,000 | 7,942,000 | 8,835,000 | 7,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,696,000 | 2,566,000 | 3,544,000 |
| Interest expense | 216,000 | 441,000 | 702,000 | 1,047,000 |
| Net interest income | 606,000 | 1,255,000 | 1,864,000 | 2,497,000 |
| Noninterest income | 159,000 | 247,000 | 342,000 | 425,000 |
| Noninterest expense | 1,419,000 | 2,986,000 | 4,814,000 | 6,636,000 |
| Provision for loan losses | 108,000 | 207,000 | 310,000 | 430,000 |
| Pretax income | -774,000 | -1,724,000 | -2,968,000 | -4,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -774,000 | -1,724,000 | -2,968,000 | -4,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,041,000 | 12,170,000 | 12,544,000 | 11,426,000 |
| Total capital | 13,531,000 | 12,761,000 | 13,140,000 | 12,075,000 |
| Risk-weighted assets | 38,759,000 | 46,783,000 | 47,121,000 | 51,115,000 |