Call reports 2022
BANK47 — 2022
What BANK47 reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 50,977,000 | 45,285,000 | 47,737,000 | 48,131,000 |
| Total loans | 15,776,000 | 16,301,000 | 17,076,000 | 17,295,000 |
| Allowance for loan losses | 922,000 | 925,000 | 924,000 | 934,000 |
| Securities available for sale | 24,478,000 | 22,823,000 | 21,227,000 | 21,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,526,000 | 44,999,000 | 48,543,000 | 48,596,000 |
| Interest-bearing deposits | 37,644,000 | 36,445,000 | 37,226,000 | 38,845,000 |
| Noninterest-bearing deposits | 10,882,000 | 8,554,000 | 11,317,000 | 9,751,000 |
| Equity capital | 2,418,000 | 239,000 | -867,000 | -529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 803,000 | 1,257,000 | 1,747,000 |
| Interest expense | 24,000 | 47,000 | 71,000 | 99,000 |
| Net interest income | 367,000 | 756,000 | 1,186,000 | 1,648,000 |
| Noninterest income | 105,000 | 214,000 | 323,000 | 427,000 |
| Noninterest expense | 516,000 | 1,063,000 | 1,603,000 | 2,132,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -44,000 | -93,000 | -94,000 | -57,000 |
| Income tax | -716,000 | -716,000 | -716,000 | -716,000 |
| Net income | 672,000 | 623,000 | 622,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,673,000 | 4,625,000 | 4,649,000 | 4,735,000 |
| Total capital | 4,949,000 | 4,903,000 | 4,942,000 | 5,029,000 |
| Risk-weighted assets | 21,494,000 | 21,630,000 | 22,822,000 | 22,859,000 |