Call reports 2016
BANK47 — 2016
What BANK47 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,966,000 | 49,668,000 | 50,429,000 | 52,980,000 |
| Total loans | 17,688,000 | 17,643,000 | 17,675,000 | 16,768,000 |
| Allowance for loan losses | 949,000 | 932,000 | 925,000 | 913,000 |
| Securities available for sale | 26,075,000 | 24,778,000 | 23,960,000 | 24,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,403,000 | 45,922,000 | 46,537,000 | 50,187,000 |
| Interest-bearing deposits | 39,873,000 | 39,403,000 | 41,125,000 | 42,216,000 |
| Noninterest-bearing deposits | 7,530,000 | 6,519,000 | 5,412,000 | 7,971,000 |
| Equity capital | 3,334,000 | 3,578,000 | 3,744,000 | 2,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 891,000 | 1,310,000 | 1,722,000 |
| Interest expense | 39,000 | 76,000 | 116,000 | 156,000 |
| Net interest income | 395,000 | 815,000 | 1,194,000 | 1,566,000 |
| Noninterest income | 162,000 | 351,000 | 537,000 | 733,000 |
| Noninterest expense | 514,000 | 1,044,000 | 1,573,000 | 2,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 209,000 | 260,000 | 281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 209,000 | 260,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,465,000 | 3,568,000 | 3,619,000 | 3,639,000 |
| Total capital | 3,746,000 | 3,853,000 | 3,894,000 | 3,912,000 |
| Risk-weighted assets | 21,826,000 | 22,126,000 | 21,381,000 | 21,226,000 |