Call reports 2015
BANK47 — 2015
What BANK47 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,716,000 | 51,175,000 | 50,868,000 | 54,838,000 |
| Total loans | 21,545,000 | 20,464,000 | 19,310,000 | 18,191,000 |
| Allowance for loan losses | 999,000 | 984,000 | 992,000 | 941,000 |
| Securities available for sale | 19,765,000 | 20,695,000 | 22,500,000 | 24,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,199,000 | 48,086,000 | 47,464,000 | 51,659,000 |
| Interest-bearing deposits | 44,469,000 | 41,349,000 | 40,378,000 | 41,236,000 |
| Noninterest-bearing deposits | 7,730,000 | 6,737,000 | 7,086,000 | 10,423,000 |
| Equity capital | 3,343,000 | 2,973,000 | 3,135,000 | 2,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 957,000 | 1,406,000 | 1,857,000 |
| Interest expense | 60,000 | 111,000 | 159,000 | 202,000 |
| Net interest income | 401,000 | 846,000 | 1,247,000 | 1,655,000 |
| Noninterest income | 175,000 | 429,000 | 584,000 | 761,000 |
| Noninterest expense | 800,000 | 1,443,000 | 2,045,000 | 2,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -224,000 | -142,000 | -184,000 | -212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -224,000 | -142,000 | -184,000 | -212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,347,000 | 3,429,000 | 3,387,000 | 3,359,000 |
| Total capital | 3,695,000 | 3,747,000 | 3,683,000 | 3,650,000 |
| Risk-weighted assets | 27,212,000 | 24,734,000 | 22,979,000 | 22,626,000 |