Call reports 2014
BANK47 — 2014
What BANK47 reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,811,000 | 64,815,000 | 63,699,000 | 59,533,000 |
| Total loans | 27,819,000 | 27,634,000 | 25,439,000 | 21,681,000 |
| Allowance for loan losses | 663,000 | 762,000 | 1,035,000 | 1,017,000 |
| Securities available for sale | 18,867,000 | 18,712,000 | 18,597,000 | 18,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,342,000 | 61,254,000 | 60,015,000 | 56,105,000 |
| Interest-bearing deposits | 55,212,000 | 53,088,000 | 50,895,000 | 47,613,000 |
| Noninterest-bearing deposits | 9,130,000 | 8,166,000 | 9,120,000 | 8,492,000 |
| Equity capital | 3,221,000 | 3,334,000 | 3,472,000 | 3,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,167,000 | 1,822,000 | 2,222,000 |
| Interest expense | 85,000 | 166,000 | 243,000 | 311,000 |
| Net interest income | 510,000 | 1,001,000 | 1,579,000 | 1,911,000 |
| Noninterest income | 160,000 | 317,000 | 468,000 | 383,000 |
| Noninterest expense | 684,000 | 1,574,000 | 2,292,000 | 3,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | -256,000 | -245,000 | -730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -256,000 | -245,000 | -730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,288,000 | 4,046,000 | 4,056,000 | 3,571,000 |
| Total capital | 4,608,000 | 4,368,000 | 4,348,000 | 3,825,000 |
| Risk-weighted assets | 36,924,000 | 36,184,000 | 33,838,000 | 29,775,000 |