Call reports 2013
BANK47 — 2013
What BANK47 reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,000,000 | 67,994,000 | 68,334,000 | 69,284,000 |
| Total loans | 32,563,000 | 31,694,000 | 31,419,000 | 29,777,000 |
| Allowance for loan losses | 753,000 | 699,000 | 701,000 | 686,000 |
| Securities available for sale | 22,938,000 | 20,769,000 | 18,992,000 | 18,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,205,000 | 63,423,000 | 64,236,000 | 66,142,000 |
| Interest-bearing deposits | 57,471,000 | 55,574,000 | 56,137,000 | 56,364,000 |
| Noninterest-bearing deposits | 7,734,000 | 7,849,000 | 8,099,000 | 9,778,000 |
| Equity capital | 5,404,000 | 4,274,000 | 3,844,000 | 2,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,301,000 | 2,028,000 | 2,658,000 |
| Interest expense | 102,000 | 195,000 | 287,000 | 376,000 |
| Net interest income | 535,000 | 1,106,000 | 1,741,000 | 2,282,000 |
| Noninterest income | 857,000 | 1,043,000 | 1,243,000 | 1,317,000 |
| Noninterest expense | 1,120,000 | 1,865,000 | 2,543,000 | 3,884,000 |
| Provision for loan losses | 152,000 | 428,000 | 427,000 | 467,000 |
| Pretax income | 165,000 | -71,000 | 87,000 | -679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | -71,000 | 87,000 | -679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,145,000 | 4,910,000 | 5,067,000 | 4,302,000 |
| Total capital | 5,543,000 | 5,283,000 | 5,449,000 | 4,664,000 |
| Risk-weighted assets | 42,108,000 | 40,638,000 | 41,072,000 | 39,019,000 |