Call reports 2012
BANK47 — 2012
What BANK47 reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,068,000 | 77,694,000 | 75,498,000 | 72,550,000 |
| Total loans | 36,142,000 | 35,215,000 | 34,428,000 | 33,864,000 |
| Allowance for loan losses | 449,000 | 446,000 | 455,000 | 762,000 |
| Securities available for sale | 26,576,000 | 25,322,000 | 22,500,000 | 23,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,133,000 | 70,888,000 | 68,655,000 | 66,830,000 |
| Interest-bearing deposits | 64,831,000 | 63,795,000 | 61,054,000 | 58,969,000 |
| Noninterest-bearing deposits | 7,302,000 | 7,093,000 | 7,601,000 | 7,861,000 |
| Equity capital | 6,460,000 | 6,350,000 | 6,483,000 | 5,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,610,000 | 2,293,000 | 2,986,000 |
| Interest expense | 171,000 | 317,000 | 447,000 | 561,000 |
| Net interest income | 641,000 | 1,293,000 | 1,846,000 | 2,425,000 |
| Noninterest income | 164,000 | 230,000 | 410,000 | 578,000 |
| Noninterest expense | 810,000 | 1,834,000 | 2,707,000 | 3,793,000 |
| Provision for loan losses | 0 | 0 | 0 | 746,000 |
| Pretax income | 77,000 | -142,000 | -235,000 | -1,320,000 |
| Income tax | 0 | 0 | -113,000 | -113,000 |
| Net income | 77,000 | -142,000 | -122,000 | -1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,265,000 | 6,046,000 | 6,065,000 | 4,981,000 |
| Total capital | 6,668,000 | 6,438,000 | 6,452,000 | 5,377,000 |
| Risk-weighted assets | 45,238,000 | 44,153,000 | 43,008,000 | 42,331,000 |