Call reports 2011
BANK47 — 2011
What BANK47 reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,525,000 | 84,480,000 | 84,602,000 | 81,949,000 |
| Total loans | 43,581,000 | 41,215,000 | 37,754,000 | 36,608,000 |
| Allowance for loan losses | 1,498,000 | 1,726,000 | 583,000 | 394,000 |
| Securities available for sale | 28,830,000 | 29,904,000 | 27,275,000 | 29,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,299,000 | 76,651,000 | 76,548,000 | 75,011,000 |
| Interest-bearing deposits | 71,057,000 | 68,955,000 | 68,098,000 | 66,786,000 |
| Noninterest-bearing deposits | 8,242,000 | 7,696,000 | 8,450,000 | 8,225,000 |
| Equity capital | 7,738,000 | 7,315,000 | 7,526,000 | 6,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,826,000 | 2,706,000 | 3,564,000 |
| Interest expense | 260,000 | 499,000 | 714,000 | 910,000 |
| Net interest income | 671,000 | 1,327,000 | 1,992,000 | 2,654,000 |
| Noninterest income | 193,000 | 366,000 | 519,000 | 689,000 |
| Noninterest expense | 859,000 | 1,787,000 | 2,648,000 | 3,531,000 |
| Provision for loan losses | 0 | 900,000 | 1,100,000 | 2,000,000 |
| Pretax income | 22,000 | -977,000 | -1,174,000 | -2,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | -977,000 | -1,174,000 | -2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,333,000 | 7,336,000 | 7,138,000 | 6,188,000 |
| Total capital | 8,898,000 | 7,925,000 | 7,561,000 | 6,582,000 |
| Risk-weighted assets | 53,298,000 | 50,681,000 | 48,042,000 | 46,780,000 |