Call reports 2010
BANK47 — 2010
What BANK47 reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,341,000 | 96,544,000 | 91,986,000 | 90,560,000 |
| Total loans | 51,926,000 | 48,449,000 | 45,717,000 | 42,966,000 |
| Allowance for loan losses | 1,855,000 | 1,536,000 | 1,329,000 | 1,469,000 |
| Securities available for sale | 21,633,000 | 25,612,000 | 27,585,000 | 25,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,337,000 | 86,234,000 | 81,655,000 | 82,474,000 |
| Interest-bearing deposits | 78,224,000 | 79,207,000 | 73,670,000 | 74,618,000 |
| Noninterest-bearing deposits | 8,113,000 | 7,027,000 | 7,985,000 | 7,856,000 |
| Equity capital | 5,294,000 | 9,534,000 | 9,507,000 | 7,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,149,000 | 2,095,000 | 3,021,000 | 3,926,000 |
| Interest expense | 410,000 | 780,000 | 1,108,000 | 1,405,000 |
| Net interest income | 739,000 | 1,315,000 | 1,913,000 | 2,521,000 |
| Noninterest income | 210,000 | 296,000 | 463,000 | 561,000 |
| Noninterest expense | 830,000 | 1,539,000 | 2,450,000 | 3,330,000 |
| Provision for loan losses | 408,000 | 408,000 | 408,000 | 1,248,000 |
| Pretax income | -205,000 | -250,000 | -353,000 | -1,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -205,000 | -250,000 | -353,000 | -1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,473,000 | 9,427,000 | 9,325,000 | 8,311,000 |
| Total capital | 6,223,000 | 10,202,000 | 10,021,000 | 8,874,000 |
| Risk-weighted assets | 58,855,000 | 61,225,000 | 55,021,000 | 52,069,000 |