Call reports 2009
BANK47 — 2009
What BANK47 reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,865,000 | 101,856,000 | 101,831,000 | 104,229,000 |
| Total loans | 56,468,000 | 56,729,000 | 55,932,000 | 57,759,000 |
| Allowance for loan losses | 863,000 | 1,018,000 | 1,117,000 | 1,851,000 |
| Securities available for sale | 18,235,000 | 17,845,000 | 18,146,000 | 21,697,000 |
| Securities held to maturity | 560,000 | 560,000 | 535,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,338,000 | 93,421,000 | 93,369,000 | 97,928,000 |
| Interest-bearing deposits | 75,331,000 | 85,410,000 | 86,454,000 | 86,660,000 |
| Noninterest-bearing deposits | 10,007,000 | 8,011,000 | 6,915,000 | 11,268,000 |
| Equity capital | 7,775,000 | 7,611,000 | 7,708,000 | 5,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,371,000 | 3,557,000 | 4,781,000 |
| Interest expense | 476,000 | 1,017,000 | 1,550,000 | 2,039,000 |
| Net interest income | 711,000 | 1,354,000 | 2,007,000 | 2,742,000 |
| Noninterest income | 216,000 | 460,000 | 643,000 | 899,000 |
| Noninterest expense | 869,000 | 1,707,000 | 2,464,000 | 3,238,000 |
| Provision for loan losses | 63,000 | 226,000 | 589,000 | 3,047,000 |
| Pretax income | -5,000 | -119,000 | -403,000 | -2,565,000 |
| Income tax | -36,000 | -67,000 | 229,000 | -422,000 |
| Net income | 31,000 | -52,000 | -632,000 | -2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,902,000 | 7,769,000 | 7,189,000 | 5,678,000 |
| Total capital | 8,682,000 | 8,551,000 | 7,958,000 | 6,495,000 |
| Risk-weighted assets | 62,302,000 | 62,347,000 | 61,398,000 | 64,319,000 |