Call reports 2007
BANK47 — 2007
What BANK47 reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,906,000 | 77,472,000 | 78,792,000 | 80,289,000 |
| Total loans | 49,978,000 | 50,048,000 | 52,752,000 | 51,757,000 |
| Allowance for loan losses | 547,000 | 549,000 | 560,000 | 617,000 |
| Securities available for sale | 13,595,000 | 14,280,000 | 15,621,000 | 17,034,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 900,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,473,000 | 68,914,000 | 69,752,000 | 70,949,000 |
| Interest-bearing deposits | 56,120,000 | 56,656,000 | 58,683,000 | 60,219,000 |
| Noninterest-bearing deposits | 11,353,000 | 12,258,000 | 11,069,000 | 10,730,000 |
| Equity capital | 7,585,000 | 7,625,000 | 7,913,000 | 8,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,639,000 | 4,047,000 | 5,413,000 |
| Interest expense | 534,000 | 1,109,000 | 1,709,000 | 2,306,000 |
| Net interest income | 763,000 | 1,530,000 | 2,338,000 | 3,107,000 |
| Noninterest income | 239,000 | 496,000 | 762,000 | 1,038,000 |
| Noninterest expense | 705,000 | 1,412,000 | 2,149,000 | 2,961,000 |
| Provision for loan losses | 9,000 | 28,000 | 37,000 | 21,000 |
| Pretax income | 288,000 | 586,000 | 909,000 | 1,158,000 |
| Income tax | 91,000 | 179,000 | 274,000 | 339,000 |
| Net income | 197,000 | 407,000 | 635,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,569,000 | 7,729,000 | 7,907,000 | 8,041,000 |
| Total capital | 8,116,000 | 8,279,000 | 8,467,000 | 8,658,000 |
| Risk-weighted assets | 52,134,000 | 52,393,000 | 55,441,000 | 54,435,000 |