Call reports 2006
BANK47 — 2006
What BANK47 reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,658,000 | 65,166,000 | 66,911,000 | 68,453,000 |
| Total loans | 41,462,000 | 45,315,000 | 46,429,000 | 46,660,000 |
| Allowance for loan losses | 598,000 | 637,000 | 583,000 | 593,000 |
| Securities available for sale | 13,516,000 | 13,072,000 | 13,222,000 | 13,113,000 |
| Securities held to maturity | 1,756,000 | 1,118,000 | 1,117,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,068,000 | 57,142,000 | 58,778,000 | 60,042,000 |
| Interest-bearing deposits | 48,965,000 | 49,483,000 | 50,896,000 | 52,716,000 |
| Noninterest-bearing deposits | 8,103,000 | 7,659,000 | 7,882,000 | 7,326,000 |
| Equity capital | 7,057,000 | 7,020,000 | 7,315,000 | 7,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,082,000 | 3,281,000 | 4,511,000 |
| Interest expense | 353,000 | 776,000 | 1,249,000 | 1,757,000 |
| Net interest income | 665,000 | 1,306,000 | 2,032,000 | 2,754,000 |
| Noninterest income | 232,000 | 498,000 | 787,000 | 1,048,000 |
| Noninterest expense | 685,000 | 1,394,000 | 2,140,000 | 2,868,000 |
| Provision for loan losses | 6,000 | 19,000 | 50,000 | 59,000 |
| Pretax income | 206,000 | 391,000 | 629,000 | 875,000 |
| Income tax | 57,000 | 103,000 | 173,000 | 245,000 |
| Net income | 149,000 | 288,000 | 456,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,091,000 | 7,180,000 | 7,298,000 | 7,422,000 |
| Total capital | 7,644,000 | 7,773,000 | 7,881,000 | 8,015,000 |
| Risk-weighted assets | 44,205,000 | 47,362,000 | 48,215,000 | 48,845,000 |