Call reports 2004
BANK47 — 2004
What BANK47 reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,367,000 | 55,807,000 | 56,122,000 | 59,296,000 |
| Total loans | 35,956,000 | 35,812,000 | 33,064,000 | 36,616,000 |
| Allowance for loan losses | 687,000 | 690,000 | 667,000 | 584,000 |
| Securities available for sale | 10,855,000 | 10,267,000 | 10,282,000 | 10,334,000 |
| Securities held to maturity | 2,509,000 | 2,509,000 | 2,509,000 | 2,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,824,000 | 49,309,000 | 49,225,000 | 52,242,000 |
| Interest-bearing deposits | 42,295,000 | 42,691,000 | 42,623,000 | 44,873,000 |
| Noninterest-bearing deposits | 6,529,000 | 6,618,000 | 6,602,000 | 7,369,000 |
| Equity capital | 6,097,000 | 6,109,000 | 6,436,000 | 6,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,716,000 | 2,549,000 | 3,413,000 |
| Interest expense | 201,000 | 395,000 | 601,000 | 819,000 |
| Net interest income | 681,000 | 1,321,000 | 1,948,000 | 2,594,000 |
| Noninterest income | 215,000 | 467,000 | 740,000 | 976,000 |
| Noninterest expense | 563,000 | 1,073,000 | 1,624,000 | 2,160,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 36,000 |
| Pretax income | 303,000 | 655,000 | 974,000 | 1,374,000 |
| Income tax | 91,000 | 203,000 | 299,000 | 426,000 |
| Net income | 212,000 | 452,000 | 675,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,824,000 | 6,039,000 | 6,262,000 | 6,485,000 |
| Total capital | 6,324,000 | 6,538,000 | 6,724,000 | 7,022,000 |
| Risk-weighted assets | 39,820,000 | 39,731,000 | 36,745,000 | 42,946,000 |