Call reports 2003
BANK47 — 2003
What BANK47 reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,971,000 | 55,875,000 | 56,620,000 | 57,607,000 |
| Total loans | 33,898,000 | 32,540,000 | 31,148,000 | 35,246,000 |
| Allowance for loan losses | 656,000 | 493,000 | 525,000 | 607,000 |
| Securities available for sale | 8,743,000 | 9,733,000 | 10,597,000 | 10,908,000 |
| Securities held to maturity | 3,310,000 | 3,009,000 | 2,809,000 | 2,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,278,000 | 49,925,000 | 50,579,000 | 51,274,000 |
| Interest-bearing deposits | 46,396,000 | 44,372,000 | 44,727,000 | 45,853,000 |
| Noninterest-bearing deposits | 5,882,000 | 5,553,000 | 5,852,000 | 5,421,000 |
| Equity capital | 5,266,000 | 5,500,000 | 5,557,000 | 5,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,816,000 | 2,706,000 | 3,609,000 |
| Interest expense | 270,000 | 517,000 | 742,000 | 956,000 |
| Net interest income | 649,000 | 1,299,000 | 1,964,000 | 2,653,000 |
| Noninterest income | 128,000 | 252,000 | 405,000 | 578,000 |
| Noninterest expense | 541,000 | 1,069,000 | 1,589,000 | 2,022,000 |
| Provision for loan losses | 30,000 | 90,000 | 120,000 | 148,000 |
| Pretax income | 206,000 | 392,000 | 660,000 | 1,061,000 |
| Income tax | 53,000 | 95,000 | 174,000 | 303,000 |
| Net income | 153,000 | 297,000 | 486,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,033,000 | 5,177,000 | 5,365,000 | 5,637,000 |
| Total capital | 5,486,000 | 5,614,000 | 5,806,000 | 6,125,000 |
| Risk-weighted assets | 36,039,000 | 34,912,000 | 35,235,000 | 38,922,000 |