Call reports 2002
BANK47 — 2002
What BANK47 reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,145,000 | 54,825,000 | 54,988,000 | 54,790,000 |
| Total loans | 35,653,000 | 36,934,000 | 36,825,000 | 35,913,000 |
| Allowance for loan losses | 483,000 | 537,000 | 555,000 | 636,000 |
| Securities available for sale | 6,733,000 | 8,665,000 | 8,837,000 | 8,677,000 |
| Securities held to maturity | 4,110,000 | 3,905,000 | 3,656,000 | 3,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,077,000 | 49,360,000 | 49,238,000 | 49,383,000 |
| Interest-bearing deposits | 43,564,000 | 44,494,000 | 44,300,000 | 44,381,000 |
| Noninterest-bearing deposits | 4,513,000 | 4,866,000 | 4,938,000 | 5,002,000 |
| Equity capital | 4,610,000 | 4,911,000 | 5,207,000 | 5,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,967,000 | 2,951,000 | 3,840,000 |
| Interest expense | 355,000 | 674,000 | 984,000 | 1,280,000 |
| Net interest income | 608,000 | 1,293,000 | 1,967,000 | 2,560,000 |
| Noninterest income | 120,000 | 235,000 | 358,000 | 502,000 |
| Noninterest expense | 459,000 | 934,000 | 1,395,000 | 1,821,000 |
| Provision for loan losses | 58,000 | 111,000 | 256,000 | 711,000 |
| Pretax income | 211,000 | 483,000 | 674,000 | 530,000 |
| Income tax | 59,000 | 135,000 | 181,000 | 103,000 |
| Net income | 152,000 | 348,000 | 493,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,615,000 | 4,801,000 | 4,946,000 | 4,879,000 |
| Total capital | 5,066,000 | 5,261,000 | 5,406,000 | 5,335,000 |
| Risk-weighted assets | 36,027,000 | 36,708,000 | 36,713,000 | 36,329,000 |