Call reports 2001
BANK47 — 2001
What BANK47 reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,353,000 | 50,911,000 | 50,790,000 | 53,411,000 |
| Total loans | 34,504,000 | 35,128,000 | 35,894,000 | 35,730,000 |
| Allowance for loan losses | 518,000 | 519,000 | 532,000 | 537,000 |
| Securities available for sale | 3,544,000 | 3,585,000 | 6,607,000 | 6,454,000 |
| Securities held to maturity | 4,212,000 | 4,212,000 | 4,212,000 | 4,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,589,000 | 46,018,000 | 45,609,000 | 48,300,000 |
| Interest-bearing deposits | 40,726,000 | 41,426,000 | 41,285,000 | 43,878,000 |
| Noninterest-bearing deposits | 4,863,000 | 4,592,000 | 4,324,000 | 4,422,000 |
| Equity capital | 4,089,000 | 4,212,000 | 4,403,000 | 4,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,094,000 | 3,108,000 | 4,106,000 |
| Interest expense | 533,000 | 1,051,000 | 1,543,000 | 1,985,000 |
| Net interest income | 518,000 | 1,043,000 | 1,565,000 | 2,121,000 |
| Noninterest income | 113,000 | 219,000 | 326,000 | 433,000 |
| Noninterest expense | 399,000 | 817,000 | 1,223,000 | 1,637,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 99,000 |
| Pretax income | 211,000 | 403,000 | 605,000 | 818,000 |
| Income tax | 63,000 | 117,000 | 174,000 | 234,000 |
| Net income | 148,000 | 286,000 | 431,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,068,000 | 4,195,000 | 4,330,000 | 4,473,000 |
| Total capital | 4,503,000 | 4,636,000 | 4,783,000 | 4,922,000 |
| Risk-weighted assets | 34,702,000 | 35,217,000 | 36,163,000 | 35,837,000 |