Call report 2019Q4
MONTEREY COUNTY BANK — 2019Q4
The 22 measures MONTEREY COUNTY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,177,000 | USD | evidence → |
| Total loans | 91,167,000 | USD | evidence → |
| Allowance for loan losses | 935,000 | USD | evidence → |
| Securities available for sale | 38,740,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,693,000 | USD | evidence → |
| Interest-bearing deposits | 91,039,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,654,000 | USD | evidence → |
| Equity capital | 18,443,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,933,000 | USD | evidence → |
| Interest expense | 796,000 | USD | evidence → |
| Net interest income | 6,137,000 | USD | evidence → |
| Noninterest income | 1,293,000 | USD | evidence → |
| Noninterest expense | 6,613,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 974,000 | USD | evidence → |
| Income tax | -745,000 | USD | evidence → |
| Net income | 1,719,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,826,000 | USD | evidence → |
| Total capital | 18,783,000 | USD | evidence → |
| Risk-weighted assets | 134,343,000 | USD | evidence → |
Machine access — free, no API key
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