Call report 2015Q3
MONTEREY COUNTY BANK — 2015Q3
The 22 measures MONTEREY COUNTY BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,807,000 | USD | evidence → |
| Total loans | 106,171,000 | USD | evidence → |
| Allowance for loan losses | 2,010,000 | USD | evidence → |
| Securities available for sale | 17,117,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,506,000 | USD | evidence → |
| Interest-bearing deposits | 111,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,482,000 | USD | evidence → |
| Equity capital | 14,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,189,000 | USD | evidence → |
| Interest expense | 826,000 | USD | evidence → |
| Net interest income | 4,363,000 | USD | evidence → |
| Noninterest income | 1,683,000 | USD | evidence → |
| Noninterest expense | 5,346,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 924,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 924,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,234,000 | USD | evidence → |
| Total capital | 15,933,000 | USD | evidence → |
| Risk-weighted assets | 135,666,000 | USD | evidence → |