Call report 2003Q4
MONTEREY COUNTY BANK — 2003Q4
The 22 measures MONTEREY COUNTY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,052,000 | USD | evidence → |
| Total loans | 77,683,000 | USD | evidence → |
| Allowance for loan losses | 775,000 | USD | evidence → |
| Securities available for sale | 6,075,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,754,000 | USD | evidence → |
| Interest-bearing deposits | 60,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,481,000 | USD | evidence → |
| Equity capital | 11,284,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,547,000 | USD | evidence → |
| Interest expense | 1,776,000 | USD | evidence → |
| Net interest income | 3,771,000 | USD | evidence → |
| Noninterest income | 4,293,000 | USD | evidence → |
| Noninterest expense | 6,365,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 1,565,000 | USD | evidence → |
| Income tax | 647,000 | USD | evidence → |
| Net income | 918,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,079,000 | USD | evidence → |
| Total capital | 11,854,000 | USD | evidence → |
| Risk-weighted assets | 85,798,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about MONTEREY COUNTY BANK — 2003Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.