Call reports 2015
PINELAND STATE BANK — 2015
What PINELAND STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,160,000 | 55,332,000 | 54,815,000 | 53,689,000 |
| Total loans | 29,300,000 | 29,109,000 | 30,544,000 | 30,857,000 |
| Allowance for loan losses | 570,000 | 570,000 | 549,000 | 532,000 |
| Securities available for sale | 5,994,000 | 6,663,000 | 6,617,000 | 6,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,548,000 | 49,755,000 | 49,237,000 | 47,918,000 |
| Interest-bearing deposits | 39,492,000 | 39,208,000 | 39,245,000 | 39,273,000 |
| Noninterest-bearing deposits | 12,056,000 | 10,547,000 | 9,992,000 | 8,645,000 |
| Equity capital | 5,329,000 | 5,317,000 | 5,341,000 | 5,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 973,000 | 1,476,000 | 1,988,000 |
| Interest expense | 45,000 | 88,000 | 133,000 | 175,000 |
| Net interest income | 447,000 | 885,000 | 1,343,000 | 1,813,000 |
| Noninterest income | 91,000 | 167,000 | 264,000 | 360,000 |
| Noninterest expense | 511,000 | 1,037,000 | 1,567,000 | 2,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 15,000 | 41,000 | 89,000 |
| Income tax | 9,000 | 4,000 | 13,000 | -146,000 |
| Net income | 18,000 | 11,000 | 28,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,118,000 | 5,108,000 | 5,136,000 | 5,453,000 |
| Total capital | 5,522,000 | 5,514,000 | 5,557,000 | 5,868,000 |
| Risk-weighted assets | 32,164,000 | 32,330,000 | 33,587,000 | 33,117,000 |