Call reports 2001
PINELAND STATE BANK — 2001
What PINELAND STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,021,000 | 64,726,000 | 63,443,000 | 62,242,000 |
| Total loans | 50,344,000 | 48,454,000 | 48,851,000 | 47,142,000 |
| Allowance for loan losses | 910,000 | 951,000 | 829,000 | 777,000 |
| Securities available for sale | 3,713,000 | 3,214,000 | 3,867,000 | 3,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,767,000 | 57,527,000 | 56,042,000 | 53,663,000 |
| Interest-bearing deposits | 53,851,000 | 53,698,000 | 51,814,000 | 48,235,000 |
| Noninterest-bearing deposits | 3,916,000 | 3,829,000 | 4,228,000 | 5,428,000 |
| Equity capital | 6,294,000 | 6,328,000 | 6,518,000 | 6,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,840,000 | 4,165,000 | 5,332,000 |
| Interest expense | 796,000 | 1,550,000 | 2,220,000 | 2,763,000 |
| Net interest income | 678,000 | 1,290,000 | 1,945,000 | 2,569,000 |
| Noninterest income | 166,000 | 358,000 | 522,000 | 716,000 |
| Noninterest expense | 657,000 | 1,357,000 | 2,045,000 | 2,787,000 |
| Provision for loan losses | 20,000 | 72,000 | 230,000 | 400,000 |
| Pretax income | 167,000 | 219,000 | 192,000 | 98,000 |
| Income tax | 49,000 | 67,000 | 52,000 | 15,000 |
| Net income | 118,000 | 152,000 | 140,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,428,000 | 4,520,000 | 4,768,000 | 4,769,000 |
| Total capital | 5,106,000 | 5,189,000 | 5,435,000 | 5,410,000 |
| Risk-weighted assets | 54,017,000 | 53,220,000 | 53,226,000 | 51,169,000 |