Call reports 2011
STONEHAM SAVINGS BANK — 2011
What STONEHAM SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 366,819,000 | 352,359,000 | 336,594,000 | 330,830,000 |
| Total loans | 230,719,000 | 222,945,000 | 214,758,000 | 201,934,000 |
| Allowance for loan losses | 1,832,000 | 2,085,000 | 2,453,000 | 1,593,000 |
| Securities available for sale | 46,720,000 | 50,629,000 | 72,066,000 | 71,974,000 |
| Securities held to maturity | 278,000 | 272,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,762,000 | 273,441,000 | 257,745,000 | 257,680,000 |
| Interest-bearing deposits | 252,854,000 | 240,826,000 | 226,890,000 | 225,384,000 |
| Noninterest-bearing deposits | 30,908,000 | 32,615,000 | 30,855,000 | 32,296,000 |
| Equity capital | 23,584,000 | 19,885,000 | 19,952,000 | 15,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,829,000 | 7,523,000 | 11,108,000 | 14,779,000 |
| Interest expense | 1,454,000 | 2,683,000 | 3,764,000 | 4,716,000 |
| Net interest income | 2,375,000 | 4,840,000 | 7,344,000 | 10,063,000 |
| Noninterest income | 512,000 | 996,000 | 1,856,000 | 1,385,000 |
| Noninterest expense | 3,493,000 | 7,177,000 | 10,783,000 | 14,712,000 |
| Provision for loan losses | 52,000 | 353,000 | 653,000 | 3,486,000 |
| Pretax income | -394,000 | -1,411,000 | -1,823,000 | -6,334,000 |
| Income tax | -140,000 | -345,000 | -342,000 | -342,000 |
| Net income | -254,000 | -1,066,000 | -1,481,000 | -5,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,633,000 | 13,663,000 | 13,281,000 | 8,798,000 |
| Total capital | 16,587,000 | 15,873,000 | 15,808,000 | 10,564,000 |
| Risk-weighted assets | 219,891,000 | 207,999,000 | 204,122,000 | 189,752,000 |