Call reports 2001
STONEHAM SAVINGS BANK — 2001
What STONEHAM SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 247,431,000 | 251,519,000 | 261,750,000 | 265,355,000 |
| Total loans | 164,626,000 | 166,597,000 | 169,960,000 | 175,539,000 |
| Allowance for loan losses | 1,613,000 | 1,655,000 | 1,701,000 | 1,747,000 |
| Securities available for sale | 45,592,000 | 46,826,000 | 51,711,000 | 54,712,000 |
| Securities held to maturity | 9,874,000 | 9,645,000 | 8,572,000 | 7,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,322,000 | 200,980,000 | 209,140,000 | 211,079,000 |
| Interest-bearing deposits | 180,721,000 | 182,119,000 | 189,127,000 | 190,230,000 |
| Noninterest-bearing deposits | 15,601,000 | 18,861,000 | 20,013,000 | 20,849,000 |
| Equity capital | 23,318,000 | 23,667,000 | 24,421,000 | 25,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,237,000 | 8,458,000 | 12,740,000 | 17,008,000 |
| Interest expense | 2,340,000 | 4,645,000 | 6,820,000 | 8,801,000 |
| Net interest income | 1,897,000 | 3,813,000 | 5,920,000 | 8,207,000 |
| Noninterest income | 282,000 | 625,000 | 1,120,000 | 1,915,000 |
| Noninterest expense | 1,783,000 | 3,636,000 | 5,608,000 | 7,758,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 358,000 | 841,000 | 1,451,000 | 2,394,000 |
| Income tax | 75,000 | 242,000 | 438,000 | 692,000 |
| Net income | 283,000 | 599,000 | 1,013,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,427,000 | 22,755,000 | 23,181,000 | 22,299,000 |
| Total capital | 24,312,000 | 24,847,000 | 25,110,000 | 24,564,000 |
| Risk-weighted assets | 165,869,000 | 173,626,000 | 189,558,000 | 201,624,000 |