Call reports 2018
CLARKE COUNTY STATE BANK — 2018
What CLARKE COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 110,808,000 | 106,058,000 |
| Total loans | 77,699,000 | 79,318,000 |
| Allowance for loan losses | 849,000 | 849,000 |
| Securities available for sale | 20,621,000 | 17,227,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 99,268,000 | 94,309,000 |
| Interest-bearing deposits | 92,106,000 | 86,837,000 |
| Noninterest-bearing deposits | 7,162,000 | 7,472,000 |
| Equity capital | 11,250,000 | 11,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,001,000 | 2,047,000 |
| Interest expense | 80,000 | 171,000 |
| Net interest income | 921,000 | 1,876,000 |
| Noninterest income | 89,000 | 179,000 |
| Noninterest expense | 637,000 | 1,229,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 404,000 | 857,000 |
| Income tax | 91,000 | 268,000 |
| Net income | 313,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 11,169,000 | 11,278,000 |
| Total capital | 12,018,000 | 12,127,000 |
| Risk-weighted assets | 83,496,000 | 83,263,000 |