Call reports 2017
CLARKE COUNTY STATE BANK — 2017
What CLARKE COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,601,000 | 105,160,000 | 107,126,000 | 107,981,000 |
| Total loans | 71,504,000 | 76,766,000 | 75,749,000 | 77,251,000 |
| Allowance for loan losses | 922,000 | 955,000 | 959,000 | 860,000 |
| Securities available for sale | 24,150,000 | 21,794,000 | 21,655,000 | 20,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,555,000 | 93,325,000 | 95,577,000 | 96,430,000 |
| Interest-bearing deposits | 89,334,000 | 86,889,000 | 89,297,000 | 89,940,000 |
| Noninterest-bearing deposits | 7,221,000 | 6,436,000 | 6,280,000 | 6,490,000 |
| Equity capital | 11,638,000 | 11,082,000 | 11,180,000 | 11,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,850,000 | 2,838,000 | 3,832,000 |
| Interest expense | 78,000 | 155,000 | 238,000 | 322,000 |
| Net interest income | 821,000 | 1,695,000 | 2,600,000 | 3,510,000 |
| Noninterest income | 220,000 | 304,000 | 397,000 | 493,000 |
| Noninterest expense | 625,000 | 1,261,000 | 1,881,000 | 2,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 416,000 | 738,000 | 1,116,000 | 1,482,000 |
| Income tax | 123,000 | 210,000 | 317,000 | 163,000 |
| Net income | 293,000 | 528,000 | 799,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,682,000 | 11,045,000 | 11,145,000 | 11,024,000 |
| Total capital | 12,604,000 | 12,011,000 | 12,118,000 | 11,897,000 |
| Risk-weighted assets | 78,698,000 | 82,814,000 | 82,445,000 | 82,523,000 |