Call reports 2001
CLARKE COUNTY STATE BANK — 2001
What CLARKE COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,058,000 | 109,234,000 | 110,873,000 | 108,889,000 |
| Total loans | 81,971,000 | 82,351,000 | 83,250,000 | 80,380,000 |
| Allowance for loan losses | 778,000 | 823,000 | 842,000 | 906,000 |
| Securities available for sale | 11,153,000 | 12,065,000 | 11,650,000 | 13,790,000 |
| Securities held to maturity | 4,715,000 | 4,781,000 | 4,739,000 | 4,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,020,000 | 94,387,000 | 95,856,000 | 93,589,000 |
| Interest-bearing deposits | 93,109,000 | 91,383,000 | 93,181,000 | 90,620,000 |
| Noninterest-bearing deposits | 2,911,000 | 3,004,000 | 2,675,000 | 2,969,000 |
| Equity capital | 8,045,000 | 8,021,000 | 8,262,000 | 7,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,059,000 | 5,963,000 | 7,728,000 |
| Interest expense | 1,069,000 | 2,108,000 | 3,089,000 | 3,982,000 |
| Net interest income | 974,000 | 1,951,000 | 2,874,000 | 3,746,000 |
| Noninterest income | 119,000 | 250,000 | 374,000 | 496,000 |
| Noninterest expense | 677,000 | 1,373,000 | 2,060,000 | 2,843,000 |
| Provision for loan losses | 40,000 | 100,000 | 130,000 | 310,000 |
| Pretax income | 374,000 | 734,000 | 1,065,000 | 1,150,000 |
| Income tax | 49,000 | 156,000 | 239,000 | 251,000 |
| Net income | 325,000 | 578,000 | 826,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,988,000 | 7,977,000 | 8,126,000 | 7,869,000 |
| Total capital | 8,766,000 | 8,800,000 | 8,968,000 | 8,775,000 |
| Risk-weighted assets | 75,028,000 | 79,216,000 | 80,716,000 | 78,798,000 |