Call reports 2025
BANK OF LAKE VILLAGE — 2025
What BANK OF LAKE VILLAGE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 84,544,000 | 84,620,000 | 83,912,000 | 81,804,000 |
| Total loans | 46,422,000 | 59,128,000 | 56,120,000 | 45,743,000 |
| Allowance for loan losses | 2,543,000 | 2,559,000 | 2,559,000 | 3,059,000 |
| Securities available for sale | 20,237,000 | 20,133,000 | 20,111,000 | 20,452,000 |
| Securities held to maturity | 297,000 | 226,000 | 226,000 | 224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,650,000 | 66,834,000 | 70,086,000 | 68,317,000 |
| Interest-bearing deposits | 47,935,000 | 44,919,000 | 45,601,000 | 44,936,000 |
| Noninterest-bearing deposits | 23,715,000 | 21,915,000 | 24,485,000 | 23,381,000 |
| Equity capital | 12,557,000 | 12,823,000 | 13,418,000 | 13,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,639,000 | 4,145,000 | 5,443,000 |
| Interest expense | 280,000 | 552,000 | 911,000 | 1,129,000 |
| Net interest income | 995,000 | 2,087,000 | 3,234,000 | 4,314,000 |
| Noninterest income | 45,000 | 85,000 | 121,000 | 154,000 |
| Noninterest expense | 538,000 | 1,143,000 | 1,693,000 | 2,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 502,000 | 1,029,000 | 1,662,000 | 1,262,000 |
| Income tax | 137,000 | 284,000 | 455,000 | 205,000 |
| Net income | 365,000 | 745,000 | 1,207,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,888,000 | 14,085,000 | 14,367,000 | 14,036,000 |
| Total capital | 14,645,000 | 14,922,000 | 15,161,000 | 14,738,000 |
| Risk-weighted assets | 58,755,000 | 65,205,000 | 61,720,000 | 53,813,000 |