Call reports 2022
BANK OF LAKE VILLAGE — 2022
What BANK OF LAKE VILLAGE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,955,000 | 82,608,000 | 91,998,000 | 90,910,000 |
| Total loans | 37,803,000 | 53,953,000 | 62,902,000 | 43,464,000 |
| Allowance for loan losses | 1,794,000 | 1,732,000 | 1,732,000 | 1,732,000 |
| Securities available for sale | 24,412,000 | 22,741,000 | 21,712,000 | 21,340,000 |
| Securities held to maturity | 846,000 | 781,000 | 781,000 | 696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,753,000 | 73,601,000 | 73,196,000 | 82,149,000 |
| Interest-bearing deposits | 45,335,000 | 43,449,000 | 44,990,000 | 45,179,000 |
| Noninterest-bearing deposits | 21,418,000 | 30,152,000 | 28,206,000 | 36,970,000 |
| Equity capital | 8,659,000 | 8,006,000 | 7,937,000 | 8,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,489,000 | 2,655,000 | 3,738,000 |
| Interest expense | 35,000 | 71,000 | 154,000 | 239,000 |
| Net interest income | 595,000 | 1,418,000 | 2,501,000 | 3,499,000 |
| Noninterest income | 48,000 | 267,000 | 309,000 | 363,000 |
| Noninterest expense | 404,000 | 1,049,000 | 1,562,000 | 2,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 66,000 |
| Pretax income | 239,000 | 636,000 | 1,248,000 | 1,298,000 |
| Income tax | 64,000 | 154,000 | 321,000 | -185,000 |
| Net income | 175,000 | 482,000 | 927,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,640,000 | 9,766,000 | 10,030,000 | 10,701,000 |
| Total capital | 10,289,000 | 10,524,000 | 10,882,000 | 11,438,000 |
| Risk-weighted assets | 50,808,000 | 59,664,000 | 67,253,000 | 57,871,000 |