Call reports 2021
BANK OF LAKE VILLAGE — 2021
What BANK OF LAKE VILLAGE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 71,899,000 | 76,091,000 | 73,404,000 | 75,610,000 |
| Total loans | 36,099,000 | 45,349,000 | 43,801,000 | 34,431,000 |
| Allowance for loan losses | 941,000 | 958,000 | 1,826,000 | 1,796,000 |
| Securities available for sale | 22,380,000 | 21,217,000 | 20,640,000 | 22,488,000 |
| Securities held to maturity | 987,000 | 926,000 | 926,000 | 846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,848,000 | 63,012,000 | 63,477,000 | 65,491,000 |
| Interest-bearing deposits | 40,873,000 | 41,508,000 | 42,371,000 | 42,564,000 |
| Noninterest-bearing deposits | 21,975,000 | 21,504,000 | 21,106,000 | 22,927,000 |
| Equity capital | 8,792,000 | 9,103,000 | 9,785,000 | 9,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,643,000 | 2,532,000 | 3,274,000 |
| Interest expense | 49,000 | 89,000 | 132,000 | 171,000 |
| Net interest income | 726,000 | 1,554,000 | 2,400,000 | 3,103,000 |
| Noninterest income | 44,000 | 82,000 | 1,953,000 | 1,995,000 |
| Noninterest expense | 482,000 | 966,000 | 1,482,000 | 2,263,000 |
| Provision for loan losses | 0 | 16,000 | 951,000 | 951,000 |
| Pretax income | 288,000 | 654,000 | 1,920,000 | 1,884,000 |
| Income tax | 78,000 | 182,000 | 765,000 | 679,000 |
| Net income | 210,000 | 472,000 | 1,155,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,870,000 | 9,063,000 | 9,674,000 | 9,555,000 |
| Total capital | 9,390,000 | 9,645,000 | 10,247,000 | 10,107,000 |
| Risk-weighted assets | 41,195,000 | 46,221,000 | 44,577,000 | 42,890,000 |