Call reports 2017
BANK OF LAKE VILLAGE — 2017
What BANK OF LAKE VILLAGE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,209,000 | 65,321,000 | 67,363,000 | 64,360,000 |
| Total loans | 26,551,000 | 37,996,000 | 40,987,000 | 31,377,000 |
| Allowance for loan losses | 505,000 | 532,000 | 582,000 | 591,000 |
| Securities available for sale | 20,894,000 | 19,970,000 | 15,647,000 | 16,354,000 |
| Securities held to maturity | 1,485,000 | 1,430,000 | 1,430,000 | 2,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,191,000 | 57,958,000 | 56,373,000 | 57,302,000 |
| Interest-bearing deposits | 42,010,000 | 42,300,000 | 41,389,000 | 39,803,000 |
| Noninterest-bearing deposits | 15,181,000 | 15,658,000 | 14,984,000 | 17,499,000 |
| Equity capital | 6,925,000 | 6,932,000 | 6,900,000 | 6,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,141,000 | 1,900,000 | 2,560,000 |
| Interest expense | 34,000 | 68,000 | 119,000 | 159,000 |
| Net interest income | 481,000 | 1,073,000 | 1,781,000 | 2,401,000 |
| Noninterest income | 44,000 | 86,000 | 129,000 | 223,000 |
| Noninterest expense | 500,000 | 1,013,000 | 1,521,000 | 2,073,000 |
| Provision for loan losses | 0 | 35,000 | 183,000 | 183,000 |
| Pretax income | 28,000 | 125,000 | 236,000 | 398,000 |
| Income tax | 9,000 | 49,000 | 96,000 | 44,000 |
| Net income | 19,000 | 76,000 | 140,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,970,000 | 6,957,000 | 6,950,000 | 7,095,000 |
| Total capital | 7,350,000 | 7,402,000 | 7,458,000 | 7,553,000 |
| Risk-weighted assets | 30,317,000 | 35,549,000 | 40,584,000 | 36,503,000 |