Call reports 2015
BANK OF LAKE VILLAGE — 2015
What BANK OF LAKE VILLAGE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,282,000 | 60,601,000 | 64,258,000 | 62,009,000 |
| Total loans | 28,570,000 | 34,957,000 | 37,529,000 | 30,507,000 |
| Allowance for loan losses | 541,000 | 556,000 | 615,000 | 615,000 |
| Securities available for sale | 15,913,000 | 16,898,000 | 17,497,000 | 20,043,000 |
| Securities held to maturity | 1,535,000 | 1,501,000 | 1,501,000 | 1,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,476,000 | 53,844,000 | 55,354,000 | 55,096,000 |
| Interest-bearing deposits | 40,776,000 | 39,383,000 | 39,678,000 | 39,051,000 |
| Noninterest-bearing deposits | 15,700,000 | 14,461,000 | 15,676,000 | 16,045,000 |
| Equity capital | 6,698,000 | 6,715,000 | 6,862,000 | 6,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,104,000 | 1,796,000 | 2,410,000 |
| Interest expense | 34,000 | 67,000 | 103,000 | 135,000 |
| Net interest income | 474,000 | 1,037,000 | 1,693,000 | 2,275,000 |
| Noninterest income | 49,000 | 85,000 | 128,000 | 167,000 |
| Noninterest expense | 451,000 | 898,000 | 1,366,000 | 1,890,000 |
| Provision for loan losses | 16,000 | 36,000 | 98,000 | 98,000 |
| Pretax income | 56,000 | 199,000 | 368,000 | 465,000 |
| Income tax | 23,000 | 76,000 | 150,000 | 170,000 |
| Net income | 33,000 | 123,000 | 218,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,656,000 | 6,702,000 | 6,797,000 | 6,870,000 |
| Total capital | 7,097,000 | 7,170,000 | 7,270,000 | 7,354,000 |
| Risk-weighted assets | 35,202,000 | 37,369,000 | 37,677,000 | 38,608,000 |