Call reports 2014
BANK OF LAKE VILLAGE — 2014
What BANK OF LAKE VILLAGE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,720,000 | 60,614,000 | 60,402,000 | 60,792,000 |
| Total loans | 29,157,000 | 37,694,000 | 39,089,000 | 30,333,000 |
| Allowance for loan losses | 513,000 | 509,000 | 544,000 | 525,000 |
| Securities available for sale | 17,558,000 | 14,000,000 | 12,653,000 | 14,866,000 |
| Securities held to maturity | 1,627,000 | 1,581,000 | 1,581,000 | 1,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,087,000 | 53,900,000 | 53,648,000 | 54,050,000 |
| Interest-bearing deposits | 41,914,000 | 41,171,000 | 39,637,000 | 39,252,000 |
| Noninterest-bearing deposits | 14,173,000 | 12,729,000 | 14,011,000 | 14,798,000 |
| Equity capital | 6,494,000 | 6,593,000 | 6,643,000 | 6,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,163,000 | 1,892,000 | 2,483,000 |
| Interest expense | 39,000 | 75,000 | 113,000 | 147,000 |
| Net interest income | 496,000 | 1,088,000 | 1,779,000 | 2,336,000 |
| Noninterest income | 50,000 | 93,000 | 142,000 | 193,000 |
| Noninterest expense | 442,000 | 891,000 | 1,350,000 | 1,878,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 65,000 |
| Pretax income | 104,000 | 299,000 | 520,000 | 606,000 |
| Income tax | 51,000 | 113,000 | 204,000 | 197,000 |
| Net income | 53,000 | 186,000 | 316,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,503,000 | 6,565,000 | 6,626,000 | 6,649,000 |
| Total capital | 6,912,000 | 7,018,000 | 7,113,000 | 7,088,000 |
| Risk-weighted assets | 32,587,000 | 36,252,000 | 38,942,000 | 35,064,000 |