Call reports 2012
BANK OF LAKE VILLAGE — 2012
What BANK OF LAKE VILLAGE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,904,000 | 61,079,000 | 59,672,000 | 58,107,000 |
| Total loans | 26,251,000 | 39,543,000 | 33,840,000 | 27,254,000 |
| Allowance for loan losses | 516,000 | 504,000 | 438,000 | 438,000 |
| Securities available for sale | 18,296,000 | 15,234,000 | 14,715,000 | 14,497,000 |
| Securities held to maturity | 1,835,000 | 1,773,000 | 1,750,000 | 1,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,432,000 | 52,519,000 | 52,938,000 | 51,514,000 |
| Interest-bearing deposits | 40,801,000 | 39,979,000 | 39,727,000 | 39,234,000 |
| Noninterest-bearing deposits | 14,631,000 | 12,540,000 | 13,211,000 | 12,280,000 |
| Equity capital | 6,348,000 | 6,438,000 | 6,613,000 | 6,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 1,148,000 | 1,896,000 | 2,446,000 |
| Interest expense | 65,000 | 124,000 | 186,000 | 240,000 |
| Net interest income | 414,000 | 1,024,000 | 1,710,000 | 2,206,000 |
| Noninterest income | 50,000 | 95,000 | 136,000 | 184,000 |
| Noninterest expense | 404,000 | 864,000 | 1,274,000 | 1,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 272,000 | 590,000 | 593,000 |
| Income tax | 22,000 | 86,000 | 197,000 | 175,000 |
| Net income | 46,000 | 186,000 | 393,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,260,000 | 6,329,000 | 6,468,000 | 6,422,000 |
| Total capital | 6,610,000 | 6,786,000 | 6,866,000 | 6,760,000 |
| Risk-weighted assets | 27,876,000 | 38,067,000 | 31,795,000 | 28,294,000 |