Call reports 2011
BANK OF LAKE VILLAGE — 2011
What BANK OF LAKE VILLAGE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,827,000 | 58,045,000 | 58,315,000 | 59,996,000 |
| Total loans | 28,225,000 | 35,947,000 | 32,650,000 | 25,896,000 |
| Allowance for loan losses | 618,000 | 618,000 | 619,000 | 514,000 |
| Securities available for sale | 14,981,000 | 13,492,000 | 11,181,000 | 14,654,000 |
| Securities held to maturity | 1,997,000 | 1,938,000 | 1,917,000 | 1,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,494,000 | 51,508,000 | 51,685,000 | 53,420,000 |
| Interest-bearing deposits | 38,432,000 | 38,305,000 | 38,278,000 | 39,273,000 |
| Noninterest-bearing deposits | 15,062,000 | 13,203,000 | 13,407,000 | 14,147,000 |
| Equity capital | 6,187,000 | 6,352,000 | 6,438,000 | 6,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,196,000 | 1,927,000 | 2,458,000 |
| Interest expense | 80,000 | 159,000 | 233,000 | 303,000 |
| Net interest income | 476,000 | 1,037,000 | 1,694,000 | 2,155,000 |
| Noninterest income | 57,000 | 100,000 | 142,000 | 185,000 |
| Noninterest expense | 425,000 | 882,000 | 1,351,000 | 1,802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 289,000 | 519,000 | 572,000 |
| Income tax | 34,000 | 94,000 | 170,000 | 165,000 |
| Net income | 74,000 | 195,000 | 349,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,161,000 | 6,213,000 | 6,296,000 | 6,284,000 |
| Total capital | 6,538,000 | 6,618,000 | 6,663,000 | 6,638,000 |
| Risk-weighted assets | 29,958,000 | 32,206,000 | 30,605,000 | 28,179,000 |