Call reports 2007
BANK OF LAKE VILLAGE — 2007
What BANK OF LAKE VILLAGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,065,000 | 63,486,000 | 65,011,000 | 57,122,000 |
| Total loans | 32,417,000 | 41,746,000 | 44,173,000 | 38,954,000 |
| Allowance for loan losses | 1,946,000 | 1,987,000 | 1,909,000 | 2,019,000 |
| Securities available for sale | 14,099,000 | 14,021,000 | 14,834,000 | 13,127,000 |
| Securities held to maturity | 1,170,000 | 1,170,000 | 1,455,000 | 1,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,719,000 | 53,258,000 | 56,677,000 | 48,865,000 |
| Interest-bearing deposits | 42,691,000 | 44,921,000 | 47,762,000 | 39,992,000 |
| Noninterest-bearing deposits | 10,028,000 | 8,337,000 | 8,915,000 | 8,873,000 |
| Equity capital | 6,109,000 | 6,106,000 | 6,259,000 | 6,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,993,000 | 3,163,000 | 4,218,000 |
| Interest expense | 362,000 | 761,000 | 1,266,000 | 1,675,000 |
| Net interest income | 594,000 | 1,232,000 | 1,897,000 | 2,543,000 |
| Noninterest income | 85,000 | 164,000 | 236,000 | 316,000 |
| Noninterest expense | 525,000 | 1,052,000 | 1,588,000 | 2,127,000 |
| Provision for loan losses | 0 | 40,000 | 240,000 | 365,000 |
| Pretax income | 154,000 | 304,000 | 305,000 | 367,000 |
| Income tax | 44,000 | 114,000 | 79,000 | 125,000 |
| Net income | 110,000 | 190,000 | 226,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,079,000 | 6,124,000 | 6,160,000 | 6,167,000 |
| Total capital | 6,507,000 | 6,646,000 | 6,711,000 | 6,660,000 |
| Risk-weighted assets | 32,753,000 | 40,281,000 | 42,756,000 | 37,915,000 |