Call reports 2005

BANK OF LAKE VILLAGE — 2005

Name: BANK OF LAKE VILLAGE — FFIEC call report 2005
Creator: BANK OF LAKE VILLAGE

What BANK OF LAKE VILLAGE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dedb31e1-4883-4c12-b911-91383125ce03/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	56,268,000	56,054,000	60,378,000	53,387,000
Total loans	31,488,000	36,327,000	40,575,000	34,435,000
Allowance for loan losses	1,991,000	1,995,000	2,031,000	2,039,000
Securities available for sale	13,917,000	13,564,000	13,219,000	13,012,000
Securities held to maturity	581,000	580,000	581,000	1,579,000
Trading assets	0	0	0	0
Total deposits	47,283,000	46,637,000	50,720,000	44,947,000
Interest-bearing deposits	37,015,000	37,997,000	42,403,000	36,528,000
Noninterest-bearing deposits	10,268,000	8,640,000	8,317,000	8,419,000
Equity capital	5,505,000	5,612,000	5,716,000	5,577,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	685,000	1,331,000	2,133,000	2,985,000
Interest expense	205,000	442,000	720,000	975,000
Net interest income	480,000	889,000	1,413,000	2,010,000
Noninterest income	102,000	178,000	275,000	365,000
Noninterest expense	517,000	984,000	1,559,000	2,134,000
Provision for loan losses	0	0	-95,000	-95,000
Pretax income	65,000	83,000	224,000	336,000
Income tax	-120,000	-106,000	-117,000	-81,000
Net income	185,000	189,000	341,000	417,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	5,513,000	5,517,000	5,685,000	5,548,000
Total capital	6,014,000	6,052,000	6,264,000	6,056,000
Risk-weighted assets	38,744,000	41,306,000	44,898,000	39,091,000