Call reports 2002
BANK OF LAKE VILLAGE — 2002
What BANK OF LAKE VILLAGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,451,000 | 68,595,000 | 74,069,000 | 68,033,000 |
| Total loans | 46,209,000 | 53,693,000 | 60,383,000 | 53,558,000 |
| Allowance for loan losses | 422,000 | 498,000 | 889,000 | 1,012,000 |
| Securities available for sale | 9,225,000 | 7,670,000 | 7,979,000 | 7,797,000 |
| Securities held to maturity | 1,470,000 | 1,266,000 | 1,266,000 | 1,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,748,000 | 52,212,000 | 54,119,000 | 54,227,000 |
| Interest-bearing deposits | 41,200,000 | 43,858,000 | 46,889,000 | 45,975,000 |
| Noninterest-bearing deposits | 7,548,000 | 8,354,000 | 7,230,000 | 8,252,000 |
| Equity capital | 8,100,000 | 8,187,000 | 8,194,000 | 8,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,234,000 | 3,523,000 | 4,768,000 |
| Interest expense | 360,000 | 702,000 | 1,099,000 | 1,472,000 |
| Net interest income | 753,000 | 1,532,000 | 2,424,000 | 3,296,000 |
| Noninterest income | 106,000 | 243,000 | 507,000 | 644,000 |
| Noninterest expense | 479,000 | 960,000 | 1,571,000 | 2,206,000 |
| Provision for loan losses | 0 | 30,000 | 480,000 | 657,000 |
| Pretax income | 417,000 | 919,000 | 1,036,000 | 1,248,000 |
| Income tax | 131,000 | 322,000 | 446,000 | 561,000 |
| Net income | 286,000 | 597,000 | 590,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,038,000 | 8,241,000 | 8,126,000 | 8,006,000 |
| Total capital | 8,460,000 | 8,739,000 | 8,810,000 | 8,727,000 |
| Risk-weighted assets | 44,107,000 | 48,944,000 | 54,529,000 | 57,357,000 |