Call reports 2001
BANK OF LAKE VILLAGE — 2001
What BANK OF LAKE VILLAGE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,942,000 | 66,116,000 | 70,539,000 | 67,272,000 |
| Total loans | 40,678,000 | 48,044,000 | 52,866,000 | 50,846,000 |
| Allowance for loan losses | 413,000 | 414,000 | 464,000 | 426,000 |
| Securities available for sale | 11,451,000 | 10,754,000 | 10,946,000 | 10,099,000 |
| Securities held to maturity | 1,668,000 | 1,628,000 | 1,526,000 | 1,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,723,000 | 52,606,000 | 52,608,000 | 51,480,000 |
| Interest-bearing deposits | 41,840,000 | 45,149,000 | 43,977,000 | 42,987,000 |
| Noninterest-bearing deposits | 7,883,000 | 7,457,000 | 8,631,000 | 8,493,000 |
| Equity capital | 7,654,000 | 7,872,000 | 8,055,000 | 7,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,455,000 | 3,855,000 | 5,202,000 |
| Interest expense | 584,000 | 1,161,000 | 1,737,000 | 2,246,000 |
| Net interest income | 617,000 | 1,294,000 | 2,118,000 | 2,956,000 |
| Noninterest income | 103,000 | 237,000 | 371,000 | 442,000 |
| Noninterest expense | 483,000 | 999,000 | 1,556,000 | 2,119,000 |
| Provision for loan losses | 0 | 0 | 53,000 | 142,000 |
| Pretax income | 240,000 | 536,000 | 893,000 | 1,156,000 |
| Income tax | 35,000 | 118,000 | 236,000 | 296,000 |
| Net income | 205,000 | 418,000 | 657,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,655,000 | 7,759,000 | 7,891,000 | 7,878,000 |
| Total capital | 8,068,000 | 8,173,000 | 8,355,000 | 8,304,000 |
| Risk-weighted assets | 46,754,000 | 51,200,000 | 52,898,000 | 49,189,000 |