Call reports 2025
BANKFLORIDA — 2025
What BANKFLORIDA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 401,347,000 | 407,550,000 | 400,909,000 | 429,621,000 |
| Total loans | 289,791,000 | 299,869,000 | 310,515,000 | 334,949,000 |
| Allowance for loan losses | 4,198,000 | 4,304,000 | 4,411,000 | 4,536,000 |
| Securities available for sale | 24,522,000 | 27,566,000 | 111,000 | 111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,616,000 | 349,646,000 | 341,606,000 | 369,589,000 |
| Interest-bearing deposits | 253,225,000 | 255,657,000 | 252,434,000 | 279,516,000 |
| Noninterest-bearing deposits | 91,391,000 | 93,989,000 | 89,172,000 | 90,073,000 |
| Equity capital | 41,426,000 | 42,234,000 | 43,234,000 | 44,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,168,000 | 10,715,000 | 16,494,000 | 22,426,000 |
| Interest expense | 2,097,000 | 4,345,000 | 6,586,000 | 8,726,000 |
| Net interest income | 3,071,000 | 6,370,000 | 9,908,000 | 13,700,000 |
| Noninterest income | 128,000 | 248,000 | 378,000 | 538,000 |
| Noninterest expense | 2,413,000 | 4,771,000 | 7,155,000 | 9,597,000 |
| Provision for loan losses | 150,000 | 240,000 | 330,000 | 431,000 |
| Pretax income | 636,000 | 1,607,000 | 2,725,000 | 4,147,000 |
| Income tax | 157,000 | 397,000 | 665,000 | 1,011,000 |
| Net income | 479,000 | 1,210,000 | 2,060,000 | 3,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,175,000 | 41,982,000 | 42,836,000 | 43,925,000 |
| Total capital | 45,369,000 | 46,347,000 | 47,348,000 | 48,549,000 |
| Risk-weighted assets | 335,505,000 | 368,774,000 | 369,615,000 | 381,152,000 |
Machine access — free, no API key
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