Call reports 2024
BANKFLORIDA — 2024
What BANKFLORIDA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 369,443,000 | 338,702,000 | 355,519,000 | 369,306,000 |
| Total loans | 246,115,000 | 264,620,000 | 274,888,000 | 289,672,000 |
| Allowance for loan losses | 3,483,000 | 3,668,000 | 3,845,000 | 4,014,000 |
| Securities available for sale | 27,577,000 | 35,167,000 | 29,907,000 | 24,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,036,000 | 283,702,000 | 299,037,000 | 303,391,000 |
| Interest-bearing deposits | 242,115,000 | 216,247,000 | 220,306,000 | 209,791,000 |
| Noninterest-bearing deposits | 67,921,000 | 67,455,000 | 78,731,000 | 93,600,000 |
| Equity capital | 38,716,000 | 39,248,000 | 40,788,000 | 40,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,777,000 | 9,587,000 | 14,476,000 | 19,530,000 |
| Interest expense | 2,336,000 | 4,593,000 | 6,727,000 | 8,758,000 |
| Net interest income | 2,441,000 | 4,994,000 | 7,749,000 | 10,772,000 |
| Noninterest income | 63,000 | 146,000 | 213,000 | 304,000 |
| Noninterest expense | 1,972,000 | 3,985,000 | 6,097,000 | 8,330,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 601,000 |
| Pretax income | 382,000 | 855,000 | 321,000 | -23,000 |
| Income tax | 110,000 | 255,000 | 134,000 | 54,000 |
| Net income | 272,000 | 600,000 | 187,000 | -77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,678,000 | 41,056,000 | 40,742,000 | 40,594,000 |
| Total capital | 44,221,000 | 44,784,000 | 44,647,000 | 44,669,000 |
| Risk-weighted assets | 287,220,000 | 303,322,000 | 314,021,000 | 351,115,000 |