Call reports 2023
BANKFLORIDA — 2023
What BANKFLORIDA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 299,867,000 | 311,998,000 | 323,591,000 | 321,476,000 |
| Total loans | 239,365,000 | 233,062,000 | 238,442,000 | 244,913,000 |
| Allowance for loan losses | 2,938,000 | 3,069,000 | 3,178,000 | 3,328,000 |
| Securities available for sale | 22,849,000 | 21,177,000 | 20,238,000 | 20,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,158,000 | 253,918,000 | 265,532,000 | 262,522,000 |
| Interest-bearing deposits | 169,640,000 | 190,407,000 | 204,844,000 | 197,990,000 |
| Noninterest-bearing deposits | 71,518,000 | 63,511,000 | 60,688,000 | 64,532,000 |
| Equity capital | 37,596,000 | 37,687,000 | 37,430,000 | 38,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,615,000 | 7,550,000 | 11,773,000 | 16,164,000 |
| Interest expense | 814,000 | 2,324,000 | 4,153,000 | 6,188,000 |
| Net interest income | 2,801,000 | 5,226,000 | 7,620,000 | 9,976,000 |
| Noninterest income | 56,000 | 106,000 | 152,000 | 287,000 |
| Noninterest expense | 1,795,000 | 3,617,000 | 5,527,000 | 7,458,000 |
| Provision for loan losses | 151,000 | 282,000 | 391,000 | 541,000 |
| Pretax income | 769,000 | 1,269,000 | 1,649,000 | 2,059,000 |
| Income tax | 201,000 | 346,000 | 450,000 | 532,000 |
| Net income | 568,000 | 923,000 | 1,199,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,161,000 | 39,626,000 | 39,949,000 | 40,325,000 |
| Total capital | 42,099,000 | 42,714,000 | 43,187,000 | 43,713,000 |
| Risk-weighted assets | 278,156,000 | 280,022,000 | 292,083,000 | 282,238,000 |